Required Documents

• Two months of most recent pay stubs
• Past two (2) years W-2 statements
• Two most recent monthly bank statements
• Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts  
• Name and phone number of hazard insurance carrier
• Copy of the purchase and/or sales agreement
• Copy of the deed, and most recent tax bill, if refinance
• A letter of explanation for any known credit problems, if applicable
• If divorced…a fully executed divorce decree, if applicable

For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

• Two (2) years signed personal tax returns - including all schedules
• If self-employed through a corporation, last two years corporate returns

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.