Required Documents

  • Two months of most recent pay stubs
  • Past two (2) years W-2 statements
  • Two most recent monthly bank statements
  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts  
  • Name and phone number of hazard insurance carrier
  • Copy of the purchase and/or sales agreement
  • Copy of the deed, and most recent tax bill, if refinance
  • A letter of explanation for any known credit problems, if applicable
  • If divorced…a fully executed divorce decree, if applicable

For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:

  • Two (2) years signed personal tax returns - including all schedules
  • If self-employed through a corporation, last two years corporate returns

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.


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